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Terms & Conditions

Effective Date: October 26, 2025

Welcome to https://www.joel-mercado.com (the “Website”). These Terms of Use (the “Agreement”) govern your access to and use of this Website and any related programs, coaching, or consulting services offered by Joel Mercado (“we,” “us,” or “our”). By accessing or using this Website, you agree to comply with and be bound by these Terms and our Privacy Policy (collectively, the “Agreement”). If you do not agree, please discontinue use of our Website immediately.

1. Acceptance of Terms

By using our Website or participating in our coaching, speaking, or consulting services, you acknowledge that you have read, understood, and agreed to these Terms.


You represent that you are at least 18 years old and a resident of the United States or Canada. If you are using our Services on behalf of a business or organization, you represent that you have the authority to bind that entity to these Terms.

 

2. Use of Services

You agree to use this Website and our Services only for lawful purposes and in compliance with all applicable laws. When submitting information through our contact or scheduling forms, you agree to:

  • Provide accurate and complete information

  • Refrain from misrepresenting your identity or intent

  • Avoid attempting to interfere with, hack, or disrupt our Website or data systems

  • You are responsible for maintaining the confidentiality of any login information or account details associated with your use of our Services

 

3. Communication Consent

By submitting your contact information through this Website, email, or other channels, you consent to receive communications from Joel Mercado including:

  • Phone calls (live or automated)

  • SMS/text messages

  • Emails

 

These communications may include appointment confirmations, reminders, follow-ups, feedback requests, or promotional content related to our programs or events. Standard message and data rates may apply.

 

You may opt out of marketing communications at any time by replying “STOP” to text messages or by contacting us at info@joel-mercado.com.

4. Payments & Subscriptions

When purchasing services such as coaching programs, event tickets, or related products:

You agree to pay all fees, taxes, and disclosed costs associated with your purchase. Payments are securely processed through third-party platforms (e.g., Stripe, PayPal). We do not store or have access to your full payment card details.

 

If a recurring or subscription-based service is offered, it will automatically renew unless canceled before the next billing date. You may cancel or modify your plan by emailing info@joel-mercado.com.

 

All sales and payments are final unless otherwise stated in writing.

5. Intellectual Property

All content on this Website, including text, logos, graphics, images, videos, and downloadable materials—is the property of Joel Mercado or its licensors and is protected by copyright, trademark, and intellectual property laws.

You may not copy, distribute, modify, reproduce, or use any content from this Website for commercial purposes without our prior written consent.

 

6. User Conduct

You agree not to:

  • Use this Website for unlawful, misleading, or harmful purposes

  • Transmit viruses, malware, or malicious code

  • Attempt to gain unauthorized access to systems or user data

  • Impersonate another individual or misrepresent your affiliation

  • Interfere with or disrupt the integrity or performance of the Website

Violation of these rules may result in suspension or termination of your access to our Services.

 

7. Limitation of Liability

Our Website and Services are provided on an “as-is” and “as-available” basis.
To the maximum extent permitted by law, Joel Mercado and its affiliates are not liable for any indirect, incidental, or consequential damages resulting from your use (or inability to use) the Website or Services.

 

We make no warranties, express or implied, regarding the accuracy, reliability, or completeness of the information provided.

 

8. Termination

We reserve the right to suspend or terminate your access to the Website or Services at any time, without prior notice, if you violate these Terms or misuse the Website.

 

9. Governing Law

This Agreement is governed by the laws of the State of California, United States, without regard to conflict of law principles.


Any disputes arising under this Agreement will be resolved in the courts located in San Diego County.

 

10. Changes to Terms

We may update or revise these Terms from time to time. Updates will be posted on this page with a new “Effective Date.”
Continued use of the Website after updates are published constitutes acceptance of the revised Terms.

 

11. Contact Us

For questions or concerns about these Terms or our Services, please contact:

 

Joel Mercado
info@joel-mercado.com

https://www.joel-mercado.com/

By accessing this Website or engaging with our Services, you agree to these Terms of Use.

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